Elaine Silvestrini, Kiplinger

Elaine Silvestrini

Kiplinger

Orlando, FL, United States

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Recent:
  • Unknown
Past:
  • Kiplinger

Past articles by Elaine:

Why Install Solar Panels in Your Home? Should You Go Solar in 2023?

New tax incentives are making the idea of solar panels more enticing, especially with higher electric and heating bills. Here are some things to consider. → Read More

The Public Service Loan Forgiveness Deadline is Oct. 31. What To Know Now

Public servants can qualify for student loan forgiveness. A waiver making it easy to apply expires Oct. 31. But you may get a second chance. → Read More

Scam Report: FTC Says Older Adults Targeted

The Federal Trade Commission says more money is being taken from older adults by scams involving social media, cryptocurrency and texts. → Read More

Medicare Costs to Go Down in 2023

Lower-than-expected spending on an expensive drug and other things means beneficiaries will pay less next year. → Read More

Borrowers Over 50 With Student Loan Debt

Millions of borrowers 50 and older are struggling to repay loans for themselves and their children, some delaying retirement. There’s a trick, though, to help with repayment. → Read More

Hearing Aids to be Sold Over the Counter

The White House estimates people will save nearly $3,000 by not having to get them through a medical professional. → Read More

How to Qualify for Public Service Loan Forgiveness

The Department of Education revamped the Public Service Loan Forgiveness program started under the Bush administration. Here's how to see if you qualify for student loan forgiveness. → Read More

What to Do When the Rent Is Too High

Rent prices are soaring nationally, and housing shortages are compounding the crisis. While the options for consumers are limited, there are some things you can do when facing a rent increase. → Read More

What You Can Do About Medical Debt

Millions of Americans are awash in debt from medical care. If you’re one of them, we have your options, whether the bills are new or a collector is calling. → Read More

Waiting for Student Loan Forgiveness?

You may be eligible for relief even if the government doesn’t forgive your student loan. → Read More

Whatever Happened to Peer-to-Peer Lending?

While individuals can still invest in loans to consumers, most digital credit is underwritten by larger funding sources. → Read More

Seven Things You Should Know About Winning a Lottery Jackpot

It’s definitely not likely you’ll hit big. But if you win, you could be happy for years to come — no matter what the naysayers tell you. → Read More

What to Do When You Can’t Pay Holiday Debt

More Americans borrowed money to pay for holiday purchases and now the bill is due. Balance transfer cards offer a reprieve. → Read More

Biden Extends Suspension of Student Loan Payments

The president gave borrowers another 90 days until May 1 before they have to start paying back their student loans. → Read More

How to File Tornado Insurance Claims

The five-state storms caused billions in damages. If you were affected, make sure you document your losses and contact your insurer immediately. → Read More

Scammers Target Last-minute Shoppers

Products may be in short supply, but potential thieves are not. Be “scam smart” to keep your holiday happy. → Read More

Last-minute Gifts That Save Money All Year

Supply chain issues may not have motivated you to buy early and now you’re panicked. No need to worry; we’ve got you covered. → Read More

Workers: Expect Higher Salaries and More Perks in 2022

The pandemic economy, the “Great Resignation” and inflation are motivating companies to raise wages and find ways to increase employee satisfaction. → Read More

Saving for College? Everything You Need to Know About 529 Plans

529 plans offer considerable convenience and potential tax savings when putting money aside for education. That said, there are still a range of rules you’ll need to know (and follow). → Read More

Saving for College? Everything You Need to Know About 529 Plans

529 plans offer considerable convenience and potential tax savings when putting money aside for education. That said, there are still a range of rules you’ll need to know (and follow). → Read More