Dhara Singh
Bankrate.com
New York, NY, United States
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Past articles by Dhara:
The Other Housing Shortage: Appliances And Furniture
The pandemic has created shortages and more homeowners are looking to upgrade. → Read More
Utility shut-offs appear on the rise even before winter moratoriums expire
Disconnections in Illinois doubled their historical average in October and deferred payment plans tripled their average, according to a new study from the National Bureau of Economic Research. → Read More
Housing expert on price increases: 'I don’t see that slowing down anytime soon'
Even though home values experienced their largest increase since 2014, the price hikes may not be over yet. → Read More
Eviction protections could have cut COVID-19 deaths by 40.7%, study finds
If eviction protections had been in place nationwide for much of the pandemic, the number of deaths and infections from COVID-19 would have been drastically reduced. → Read More
‘Make saving very easy’: Retirement planning tips for the Biden era
To compensate for financial shortfalls in golden years, Matthew Rutledge recommended that the new administration set up automatic IRAs for all Americans. → Read More
Biden’s executive action to extend eviction moratorium is a ‘Band-Aid’ on the rental crisis
President Joe Biden is expected to request an extension of the federal eviction moratorium through March. → Read More
Here are the world’s best places to retire in 2021
As the pandemic disrupts retirement plans for millions of Americans, many may consider moving abroad for their golden years to capitalize on lower costs of living and cheaper housing, among other factors, according to a new ranking. → Read More
Key Social Security changes you should know about in 2021
Retirees can expect a swath of key Social Security changes this year as President-elect Biden takes office in two weeks and the pandemic persists. → Read More
Number of homes for sale hit all-time low
There were 449,000 fewer homes on the market last month, a drop of 36.9% from December 2019, marking the first time that active listings fell below 700,000, according to Realtor.com. → Read More
Mortgage rates hit record low to start 2021
The rate on the 30-year fixed mortgage hit an average of 2.65% this week, according to Freddie Mac, down from 2.67% last week. → Read More
Pandemic has been 'extremely disruptive' for retirement plans for some Americans
As the pandemic shifted the employment landscape for millions of workers, many Americans were forced to adjust their vision of their golden years. → Read More
Home equity wealth in America is booming
Homeowners enjoyed the largest home equity year-over-year gain in the past six years in the third quarter of 2020. → Read More
Mortgage rates sink to 2.66% — a new low — on Christmas Eve
The rate on the 30-year fixed mortgage fell to 2.66% this week, down from the previous low of 2.67% reached last week. → Read More
Fannie Mae and Freddie Mac extend renter protections for 8.6 million households
Freddie Mac and Fannie Mae, the government agencies responsible for backing millions of American mortgages, have extended their forbearance program until March 31st, 2021. → Read More
Mortgage rates dropped to a new low for the 15th time this year
The rate on the 30-year fixed mortgage declined to 2.67% last week, down from 2.71% the week before, according to Freddie Mac. → Read More
Housing trend driven by 'sizzle of getting cash now' has experts worried
Another housing tech company is jumping into the sale-leaseback business, offering to unlock a struggling homeowner’s equity by buying their house and renting it back to them. → Read More
2 in 5 Americans under 60 believe Social Security is a Ponzi scheme, survey finds
More than 2 in 5 Americans under 60 believe Social Security is a Ponzi scheme, according to a new survey, while 7 in 1o don’t expect much — if any payout — from the entitlement program when they retire. → Read More
Homeowners now face a new fee when refinancing
A new refinance fee kicked in this week, potentially increasing the interest rate homeowners are quoted if they can’t convince the lender to waive the fee. → Read More
Mortgage rates hit another record low as new refinance fee kicks in
In a year of historic lows, mortgage rates again sunk to a new record this week, according to Freddie Mac, marking the14th time in 2020. → Read More
Expiration of state eviction protections led to 434,000 extra COVID-19 cases, study finds
The expiration of state protections against rental evictions led to 433,700 additional coronavirus cases and 10,700 excess deaths from March to September, according to a new study. → Read More