Michelle Singletary, Washington Post

Michelle Singletary

Washington Post

Washington, DC, United States

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Recent:
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Past:
  • Washington Post
  • Telegram & Gazette
  • Inside Scoop SF
  • mySA
  • The Boston Globe
  • SavannahNow
  • The Reading Eagle
  • The Columbus Dispatch
  • Deseret News
  • Herald-Tribune
  • and more…

Past articles by Michelle:

Seat pricing on airplanes is the perfect analogy for the wealth gap

People up front are treated royally while those in the middle and in the back are often getting squeezed with little room to maneuver. → Read More

7 tips for a low-cost, work-free staycation

Relaxation and fun is a state of mind that doesn’t require a lot of money or a beach destination. → Read More

5 tips on financially helping your parents in your 20s and 30s

A substantial percentage of adults in their 20s are living at home not just to save money for themselves but to help out their parents. → Read More

4 takeaways for your wallet following the Fed rate pause

With the Federal Reserve signaling more rate increases to come, you might want to go ahead and make that major purchase. → Read More

The student loan pause is ending. Here are 4 things to focus on

If you choose to avoid the consequences of failing to address your loans, things can get ugly. → Read More

I read your financial advice. Here’s why it doesn’t work.

Even when advice is meant well, it often doesn't apply in my experience working with real people and their budgets. → Read More

61% of Americans own stocks. This is a win for their financial future

Stock ownership rates are now back to where they were in 2008, according to Gallup. → Read More

9 money-smart books that make the perfect graduation gifts

One day, when the money issues become overwhelming, your present might deliver the guidance that young adults need to overcome financial obstacles. → Read More

6 money tips new graduates should know

Here are six basic yet vital tips to help young adults keep their debt burden down and their net worth climbing. → Read More

Are 529 plans worth it? How do I say no to my kid’s dream school?

Finding advice that will save you money or a lot of financial heartache. → Read More

Debt ceiling brinkmanship spooks rating company, stocks

Fitch put the government on ‘Rating Watch Negative,’ so avoiding a default may not be enough to steady the stock market. → Read More

As debt ceiling talks continue, here's how to manage your fear, money

Four things to do if the government doesn’t raise its borrowing limit on time. But even if the crisis is avoided, the psychological impact may linger. → Read More

New IRS free e-filing pilot program must be user-friendly to succeed

If the IRS doesn’t get financial support for "Direct File" to fund the technology and customer service it needs, the system will fail. → Read More

What parents need to know about 529 college savings plans

Saving early — and as often — as possible is the key to avoiding decades of college debt later. → Read More

Investors, seniors are panicking over debt ceiling showdown

Concerns over Social Security payments and investments are valid, but experts counsel the long view in the face of debt ceiling stress. → Read More

How Apple Card's new savings account could push you to overspend

In the credit card industry, nothing is really free, including your rewards points and other features. → Read More

No, crypto isn't the secret to building Black wealth. Here's why.

Cryptocurrency is so speculative that investors, especially financially vulnerable Black investors, would be better off buying low-cost stock market index funds. → Read More

Americans are right. Cryptocurrency investing isn’t safe or reliable.

A Pew Research Center survey found that the majority of Americans don't trust the safety and reliability of cryptocurrency. → Read More

How to spend your tax refund, use IRS withholding calculator

If you haven’t in the past, make this the year you do something smart with your refund. Here are ideas on how to use it. → Read More

IRS has $1.5 billion in unclaimed 2019 refunds. Is one yours?

The IRS has some good news: The government may owe you. The agency says it has refunds worth $1.5 billion waiting to be claimed, with a median payout of $893. In four states — Massachusetts, New Hampshire, North Dakota, and West Virginia — the median exceeds $950. Here's how to get your cash. → Read More