Dan Rafter
CreditCards.com
Chicago, IL, United States
Contact Dan
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Past articles by Dan:
How to create a budget, stick to it and save using apps and card rewards
To create a budget, start by breaking down your expenses into four major categories. Then use apps and online tools to stick to your budget and save. → Read More
How to do a balance transfer
Transferrring your existing balance to a zero-interest credit card can help you pay off card debt faster and avoid paying extra interest. → Read More
Best credit cards – and shopping tips – for back to school
Back-to-school shopping can be overwhelming. These tips will help you score savings as you earn rewards on the best credit cards for back to school. → Read More
Credit card merchant fees: Processing, interchange fees
Processing fees can be confusing. Here's everything you need to know about credit card merchant fees and options to reduce costs for accepting plastic. → Read More
Bank of America balance transfer guide
Considering a balance transfer to a Bank of America credit card? Here's everything you need to know, including card options, fees, restrictions and tips for improving your chances of approval. → Read More
HSBC balance transfer guide: Card options, restrictions, approval tips
Considering a balance transfer to an HSBC credit card? Here's everything you need to know, including card options, fees, restrictions and tips for improving your chances of approval. → Read More
Travel tips for cash back cardholders: Earn cash back on travel
If you'd like to earn travel rewards but prefer the simplicity of a cash back card, we have you covered. These tips will help you save on travel by using the right cash back cards. → Read More
How does closing oldest credit card affect my credit?
Has your oldest credit card become a drag, charging you an annual fee and not offering you rewards? Here's how to deal with it without hurting your credit score. → Read More
Sharing miles with friends, family: These airlines allow it
Want to pool miles with friends, family? These frequent flyer programs allow you to share miles. Here's how to do it. → Read More
Which credit card rewards programs allow you to share points?
Want to pool credit card rewards points with friends, family? These credit card programs allow you to share points. Here's how to do it. → Read More
How Much Money Do You Need in Savings When Applying for a Mortgage?
Here's how much money you need to save before applying for a mortgage. → Read More
Sharing hotel points? These loyalty programs allow it
Want to pool hotel points with friends and family? These hotel loyalty programs allow you to share points. Here's how to do it. → Read More
First-time cardholder? Avoid these 5 common credit card mistakes
Got your first credit card? Congrats! Now, here are five common card mistakes to avoid. Hint: It's as easy as not overcharging and always paying your balance in full. → Read More
5 Signs You Need to Come Out of Retirement
Retirement doesn't always deliver on the promise of easygoing days of rest and relaxation. → Read More
5 mistakes you should avoid after paying off credit card debt
From running up debt again to not using your card at all, avoid these mistakes after paying off your credit card debt. → Read More
Guide to mobile wallets: Samsung Pay, Apple Pay, Google Pay
Got questions about mobile wallets? Our guide to Samsung Pay, Apple Pay and Google Pay has all the answers about operation, security and rewards → Read More
Need to cancel a nonrefundable flight or hotel? You might have options
Trip cancellation not covered by your card? Calling the hotel or airline directly and making a compelling case might get you a refund. → Read More
How to use credit cards to offset pharmacy expenses
Cash back, rewards and travel cards can help bear the cost of pharmacy expenses. The choice will depend on where you usually shop for pharmaceuticals. → Read More
Paying Your Debts in the Wrong Order Could Be Costing You
All debts are not created equal. There's an order to your path to financial freedom. → Read More
Yes, You Still Need an Emergency Fund in Retirement
An emergency fund isn't just for the working world. You need to bring one into retirement, too. → Read More