Nina Semczuk
SmartAsset
New York, United States
Contact Nina
Discover and connect with journalists and influencers around the world, save time on email research, monitor the news, and more.
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Past articles by Nina:
How to Buy a Foreclosure: 5 Fool-Proof Steps
Buying a foreclosed home requires more preparation than purchasing a regular house. We lay out everything you need before you buy a foreclosure ... → Read More
Should You Prepay Your Property Taxes Before January 1?
Homeowners may want to prepay their property taxes before the new tax law takes effect. We analyze who should prepay and who should wait until the new year → Read More
All About VA Form 26-1880
Veterans who want to take out a VA loan must prove they're eligible. You have to submit a request for a certificate of eligibility, or VA Form 26-1880. → Read More
Best Free Tax Software
You can get a great tax service without breaking the bank. We surveyed free online tax software to determine which is best for tax filers. → Read More
Best Online Tax Software
We analyzed online tax software to determine which is the best for everyday tax filers. To find out the best tax software for your situation, read on. → Read More
Are Christmas Club Accounts Still a Good Idea?
Unfamiliar with Christmas Club accounts? This Great Depression relic lost favor over the years but may still be a good choice for holiday expenses. → Read More
How to Invest $50,000
Let's say you have $50,000 saved up or from an inheritance and you're looking to invest it. But how to invest $50,000? To begin consider → Read More
All About 401(k) Withdrawal Taxes
When you reach retirement age, expect to pay 401(k) withdrawal taxes. It consists of paying income tax on the money you take out of the 401(k). → Read More
Top 10 Money Management Tips
Try these top 10 money management tips to get your finances in orders. Financial health is one of keys to a more stressfree life. → Read More
All About College Savings Plans
You have options when it comes to college savings plans. Choose from Coverdell Educational Savings Accounts, 529 plans and UGMA/UTMA accounts. → Read More
50/30/20 Budget Plan and How to Use It
Manage your money with the 50/30/20 budget. Split your after-tax pay three ways. Fifty percent for needs, 30% for wants and 20% for savings and debt. → Read More
Inherited IRA Rules: Inherited Traditional and Roth IRAs
The IRS lists three options for spouses who inherit a traditional IRA. If that's you, the first option is to designate yourself as the account owner. → Read More
What Is a Deed of Trust? (And How Is It Different From a Mortgage?)
A deed of trust is a document that pledges real property to secure a loan. In plain terms, when you sign paperwork for the home you’re buying → Read More
The Best Housing Markets for Growth and Stability in 2017
The following cities and towns are the 10 best housing markets for stable growth in 2017. Home appreciation is great, but market stability is also crucial. → Read More
What Is a Financial Crisis?
A financial crisis occurs when the value of financial institutions or assets drop rapidly. It often coincides with stock market crashes, banking panics and → Read More
America’s Best State Fairs – 2017 Edition
Many states hold an annual state fair with agricultural events, cooking competitions and musical shows. We compiled the 10 best state fairs in 2017 by → Read More
How to get out the door faster in the morning (without waking up earlier)
Here's the best way to set yourself up for a pain-free start to your day. → Read More
3 Habits That Make Hard Workers Look Like Bad Listeners
Think you're a good listener? Check again. These three habits that make you seem like a bad listener are way more common than you'd think. → Read More
The 5 Things You Should Do as Soon as You Put in Your Two Weeks’ Notice
So you've put in your two weeks notice—what comes next? Here's exactly what you need to do before you leave one workplace and start at your next job. → Read More
4 Ridiculously Smart Reasons to Slow Down at Work
Learning to use patience at work when you're naturally a speed demon takes time, but is worth the reward in the end: respect from co-workers and less stress. → Read More