Adam Shell, USA TODAY

Adam Shell


New York, NY, United States

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Past articles by Adam:

What is a good credit rating and why does it matter? How to improve your credit score.

From a mortgage loan to a credit card, a good credit score matters. Here's what to do to get a high number. → Read More

Money tips for the new year: Here are 21 ways to reduce debt, build an emergency fund in 2021

A new year is fast-approaching. Now’s the time to hatch a plan to get your finances back on track. → Read More

How can you boost your 401(k)? Follow these baby boomer aging trends

Millennials are trendy these days. But that doesn’t mean your stock portfolio can’t profit from investment trends tied to aging baby boomers. → Read More

What are ETFs and why you should consider them for your portfolio

Investing doesn’t have to be complicated or require you to be watching the market closely. That’s why learning about ETFs should be on your list. → Read More

Looking to help your investments in a recession? Experts recommend these stocks

When the economy slows, seeking shelter in pockets of the stock market where companies can still grow earnings has long been a go-to strategy. → Read More

These ignored stocks may be poised to rebound

Buying value stocks at bargain-basement prices has netted sub-par returns for more than a decade. But don’t count out these stocks yet. → Read More

Long-Term Investing Tips For Beginners

Here are 10 investing tips that financial advisors say can help beginner investors build wealth over the long haul. → Read More

Saving for retirement or a house? These are the top 10 long-term investing tips beginners need to know

You don’t need a PhD in finance to start saving for retirement.  But you can’t rely on beginner’s luck, either. The top 10 tips you need to know. → Read More

When should you back out of buying a house?

In the emotion-fueled world of home buying, there are times it makes financial sense to let a real estate deal fall through → Read More

Looking to invest? Here's how to diversify your portfolio based on when you'll need money

Your “investment time horizon” should be the driving force behind how you diversify your money among different types of assets. → Read More

With stocks in a bear market, is now the right time to be rebalancing 401(k) holdings?

Wild swings in the stock market can hurt 401(k)s in two ways. Emotions can take over and an investor’s asset mix can get out of wack. What can you do? → Read More

Why stocks rebound before the economy

Investors are forward-looking, and they are in buying in advance of—and a belief in—better days ahead. → Read More

5 mistakes to avoid in a bear market

The attack on your stock holdings came quick this time, but it’s never too late to dust off your bear market survival kit. → Read More

Is now a good time to refinance to a 15-year mortgage?

With interest rates at historic lows, homeowners in good financial shape have a chance to refinance their mortgages and get a better deal. → Read More

It’s damage assessment time for 401(k) investors

Retirement savers should brace for grim news when they review their first-quarter 401(k) statements. → Read More

5 reasons why the snowball strategy for paying off credit cards works

Debt is a financial drag. But digging out from a blizzard of bills requires a plan no matter what’s happening in your life. → Read More

10 ways to save on utility bills

Utility bills don't have to break the bank. Here are 10 ways to spend less on water bills, gas bills, electric bills and more. → Read More

Is now the time to invest in homebuilder stocks? Experts say if you buy, be patient

The coronavirus crisis is causing this cyclical stock to decline, but an upswing is bound to happen. Buy now only if you can stomach the volatility. → Read More

How to handle your stocks and retirement savings when the market is volatile

Here's how to manage your stocks and savings when the market turns volatile. → Read More

Dow, S&P 500 keep falling. So how will we know when the stock market drop is over?

The coronavirus pandemic is sending the Dow and S&P 500 spiraling lower. So what are some signs that the stock market plunge could end? → Read More