Michael F. Kay, Forbes

Michael F. Kay

Forbes

Livingston, NJ, United States

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Recent:
  • Unknown
Past:
  • Forbes
  • Psychology Today

Past articles by Michael:

When It Comes To Your Money Life, Here's How To Avoid Regret

Look forward with hopefulness that next year will be better than the last when you are adequately prepared. Where there’s a will… → Read More

Investment Management And Financial Planning Are Not The Same

Investment management is merely a part of financial planning. It should be incorporated as a part of your financial life -- it needs to be properly incorporated with the rest of your financial concerns. → Read More

This Is Resilience: Moving From Challenge To Success

We build resilience daily, one small step and action at a time. It’s not a light switch that you can flip on but rather a dimmer that you can proactively dial up with practice. → Read More

Holiday Spending: 5 Ways To Reduce Financial Stress

With the approaching holidays, you can take steps to change certain patterns and build new, more supportive, and positive habits that will help put you on a path to reaching financial success. → Read More

Money FAQ's: Personal Finance 101

Following are some of the most frequently asked questions about personal finance. Perhaps these questions are the same ones you have. If you have different ones, send them in and I’ll do my best to answer them. → Read More

6 Money Hacks To Trim The Fat From Your Budget

Following these 6 money hacks can firm up your wallet and put you on track to reach your financial goals. → Read More

Discovering Your Number One Value That Leads To Your Financial Successful

What is your truth? What is that one idea that, if not attained, will create disappointment or regret? Determining our true values is a process of thoughts, discovery, conversation and finally an agreed-upon strategy. → Read More

Getting Past Resistance To Hire A Financial Advisor

(Second of three parts) If you own a car, chances are you don’t wait until the engine explodes to maintain it. If you own a home, you likely attend to normal maintenance and repairs rather than waiting until the paint has peeled off the walls or you can see the sky [...] → Read More

Financial Rubbernecking

Few things are more frustrating than being in a long traffic jam only to find out that the reason for the delay is because drivers are stopping to look at an accident off to the side of the road or, worse yet, on the other side of the highway. What [...] → Read More

Good Money Habits: As Simple as Do-Re-Mi

Ask any child learning an instrument if practicing scales is fun. The answer will come swiftly and pointedly. There is nothing more boring than playing scales. Up and down, backward and forward, key after key, note after note, arpeggios be damned! But any serious player will tell you that learning [...] → Read More

Money Avoidance

You might be able to avoid dealing with your money life for a little while, but not forever. → Read More

Taming Blame and Shame

What could be more destructive to your financial success and happiness than wallowing in blame and shame? → Read More

How Your Childhood Affects Your Money Today

Your past holds the secret key to unlocking the reasons why you are either stumbling or strutting in your money life. → Read More

6 Ways To Deal With Fear And Uncertainty In Retirement

If you are like most people, you find comfort in a certain level of stability and routine. After all, during years of working and child-raising, routine is the name of the game. You get up, shower, dress, eat breakfast and off to work. Days flow into weeks, weeks flow into [...] → Read More

6 Ways To Deal With Fear And Uncertainty In Retirement

If you are like most people, you find comfort in a certain level of stability and routine. After all, during years of working and child-raising, routine is the name of the game. You get up, shower, dress, eat breakfast and off to work. Days flow into weeks, weeks flow into [...] → Read More

How to Ignore Fear-Mongering Headlines

Take a look at any financial website, newsletter or magazine and you will undoubtedly find stories warning you..... → Read More

Financial Security For The Light Sleeper

Ensure your financial security, and lessen your stress, by starting with these steps to manage your career and expenses. → Read More

Why Working Backwards Moves Your Money Forward

“I want to pay off my debt and live without that hanging over my head.” “I want to buy a home.” “I want to afford my kids’ education.” “I want to retire without having to worry.” All these statements are worthy financial goals—seated deeply in personal values that provide a sense of comfort, safety, [...] → Read More

Top Seven Reasons Why Your Financial Life Is A Mess

While there are some who breathe the rarified air of having their financial lives totally together, most people struggle. Your degree of struggle might range from small—not being sufficiently organized—to complete and utter meltdown. In the messier situations that my clients have faced, I see seven recurring themes. The good news? [...] → Read More

How To Kill Your Cash Flow in 6 Easy Steps

Nothing creates chaos faster than having bills left over at the end of your paycheck. It’s a sure formula for sleepless nights, late notices and harassing phone calls from obnoxious bill collectors. You can manage the chaos with a simple budget that allows for your rent/mortgage, utilities, food, clothing, phone and [...] → Read More