Elina Tarkazikis
NationalMortgageNews
New York, NY, United States
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Past articles by Elina:
12 high-rent markets that could push consumers to buy a house
From Manhattan to Denver, here's a look at 12 housing markets with the highest monthly rent, making home buying potentially more attractive to consumers. → Read More
Home supply swallowed by buyer demand, but sales still slip
Any progress made with loosening housing inventory was lost as a high demand of buyers scooped up homes from the market, but sales still slipped from a year ago, according to Remax. → Read More
New construction home shortage will drag for years: Zillow
Property values recovered, and in some cases even surpassed housing bubble peaks, but the same can't be said for waning new construction activity, which won't return to historic norms for years, according to Zillow. → Read More
New Offerpad program aims to get buyers into a house in 24 hours
Offerpad claims its upcoming program can help homebuyers move into a house within 24 hours of finding it, while the industry average move-in and closing time sits at 43 days. → Read More
Rising refis drive down mortgage fraud risk and iBuyers help too
Mortgage application fraud risk plummeted in the second quarter as refinance loans poured into the market, according to CoreLogic. → Read More
Housing market may not be a long shot for borrowers with foreclosures
Borrowers recovering from foreclosure might not be in as much hot water as perceived, with many maintaining healthy credit scores within a year, according to LendingTree. → Read More
Consumer housing confidence is only being supported by favorable rates
Expectations of lower mortgage rates are the only thing keeping up consumer confidence in the housing market, according to Fannie Mae's Home Purchase Sentiment Index. → Read More
Refi boom makes mortgage application fraud less risky
A growing share of refinances born by lower rates is pushing down risk levels for fraud on a mortgage application, according to First American. → Read More
No one's talking about these loans with rising interest rates
What's happening with interest rates on loans for land acquisition, development and single-family construction pretty much goes against everything being said about rates lately. → Read More
Millennial mortgage debt levels could soon top all other generations
Millennial mortgage debt is on pace to reach levels higher than any other generation, according to Experian. → Read More
Refinancing share shoots up following dramatic mortgage rate drop
Refinances jumped in July in response to a considerable mortgage rate decline from the month prior as homeowners set to lock in lower costs, according to Ellie Mae. → Read More
Mortgage debt at peak, but share of homeowners with loans sure isn't
Mortgage debt hit an all-time high, but the share of homeowners with financing has fallen to a low not seen in 13 years, according to the Urban Institute. → Read More
Recession may be looming, but housing market remains solid: Zillow
While talks of an impending recession pick up steam, the housing market remains fairly stalwart and won't be to blame this time around, according to Zillow. → Read More
How climate change affects where millennials get mortgages
The majority of young adults and consumers in coastal housing markets claim climate change will affect their homes or communities, which could influence where they consider buying a house, according to Zillow. → Read More
After a slow start, low rates, Gen Z could sustain mortgage activity
Mortgage activity fell at the start of the year, but lower mortgage rates are boosting refinance volume, and Generation Z is starting to creep into the housing market, according to TransUnion. → Read More
Delinquencies down in May, but broader data sends mixed signals
The mortgage delinquency rate sits at its lowest point in over 20 years after descending annually for 17 straight months through May, according to CoreLogic. But a broader look at this year's figures could signal a shift in the narrative. → Read More
Far fewer homes facing multiple bids, a big change from a year ago
There was a fairly small chance that homebuyers faced a bidding war in July, compared with the prior year when the odds were almost 50-50, according to Redfin. → Read More
Foreclosure activity falls even further below housing bubble levels
Foreclosure activity dropped 18% in the first half of 2019 compared to a year ago, continuing an 11-quarter streak of sitting below prerecession levels, according to Attom Data Solutions. → Read More
Consumers shake off winter slump with most confidence in housing ever
Positive views on job security and mortgage rates pushed consumer sentiment on housing to an all-time high in July, according to Fannie Mae. → Read More
Feeble home sales pump brakes on accelerating home prices
Weak home sales put a speed bump in the way of accelerating house values as price growth slowed to a pace not seen since the start of the decade, according to CoreLogic. → Read More