Byron Moore, The Shreveport Times

Byron Moore

The Shreveport Times

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Recent:
  • Unknown
Past:
  • The Shreveport Times
  • The News-Star
  • The Daily Advertiser

Past articles by Byron:

How to save money

Saving is a habit. Like all habits, it requires motivation and momentum. → Read More

Some surprising thoughts on debt

Some see “debt” as the foulest of all four-letter words. “All it does is reveal a lack of discipline,” they insist. “All it does is cause major stress.” I agree it’s a bad idea to use debt to buy items that decrease in value over time. And, yes, indiscriminate borrowing often stems from a failure to spend less and save more. But even as debt brings misery to many, it can—when used wisely—be a… → Read More

More than fireworks and hot dogs

On this day 245 years ago, the Second Continental Congress signed a declaration that the 13 American colonies were no longer under British rule. That feisty letter—which our forefathers sent “across the pond” to King George—effectively said, “As of today, we are free to build and become a different kind of nation.” We call the Fourth of July “Independence Day.” What a joyous celebration of… → Read More

How real fathers make life richer

On Father’s Day we honor the dads who make the world a better, richer place. I should probably define terms. Some guys are “just-a-father.” That is, they made a strategic biological connection with a specific obstetric result. That’s it. Then they disappeared. The legacy of these “just-a-fathers” is grim. Did you know children in father absent homes are five times more likely to be poor? Or that… → Read More

The little secret to big financial success

Most folks are convinced the wealthy know some big financial “Secret” the rest of us don’t. Like, they went to “the right” school and met “the right” people. Or they heard about Tesla before anyone else did, or got in on the ground floor of Amazon. Or somehow, they cracked the code on those free trading apps like Robin Hood and made a fortune buying and selling penny stocks. I think there is a… → Read More

Living within your means is an illusion

Do you live within your means? If you answered yes, that’s a problem. Here’s why. Caleb and Jessica bought a new house last year and spent more than they planned. The expenses that accompanied their new home were more than expected. “We are still living within our means,” they explained to me, “but we can’t save anything right now. But we’re not going into debt or anything. Are we OK to be where… → Read More

Is your financial advisor trustworthy?

Is your financial advisor trustworthy? → Read More

5 ways you can be safer financially

When my wife and I are on the interstate, nothing makes her more nervous than me passing an 18-wheeler. (In her defense, I’m not the one who would first feel the effects of a tractor-trailer swerving violently in our direction.) If she senses even the slightest movement our way, she ends up in my lap! She wants me to maintain a margin of safety. Until recently, Bill Hwang, was considered one of… → Read More

Will your retirement income be enough?

Could your retirement savings reliably produce $60,000 in retirement income each and every year? → Read More

Making and keeping promises

Life is made up of promises, big and small. From marriages, to mortgages, to meals delivered on time, we depend on others—as they depend on us—to keep the promises that have been made. Take the young man who pledges to be faithful to his young bride “till death do us part.” That’s a promise he can keep. Since it depends solely on his character, he can do it. That’s not to say he will, but he has… → Read More

Feeling financially out-of-control?

Will our taxes be raised? Possibly. But since I’m not a prophet, I can’t say for sure. → Read More

How hard is your money working for you?

How hard is your money working for you? → Read More

Making millions on Wall Street?

Making millions on Wall Street? → Read More

Stop waiting for perfect

The man told me he wanted to begin investing. He realized if he never invested his money, it could never grow. And if his money never grew, he’d never get to retire…at least not to the lifestyle to which he was accustomed. Ideally, the man said, he wanted the long-term growth available only in the financial markets. The problem? The incoming president was a liberal, he said. And a liberal… → Read More

Optimism – the rational outlook for 2021

It takes a lot to be an optimist these days. Just consider a handful of headlines from two national newspapers, one left leaning, the other right. These all appeared on the same day this week. * Pandemic Reshapes US Employment Across Industries * Pandemic Leads Schools to Halt Ph.D. Admissions * Airlines Aren’t Making It Easy to Use Covid Credits * The Fate of Home Exercise Equipment when… → Read More

Get your planning right in 2021

The 1980s brought us cable TV, personal computers, parachute pants and mullet haircuts (powerful proof that not every “innovation” equals progress). The decade also saw the rise of the 401(k) plan. Before the heyday of mullet haircuts, the phrase “retirement plan” referred to a pension plan. A pension was a social contract between workers and employers that if a worker stayed loyal to a company… → Read More

Crisis Christmas

Do you get the feeling that it’s the coronavirus, not the Grinch, that’s trying to steal Christmas? I’m sure I don’t’ need to recite all of this year’s national and international economic disappointments that have come as a result of this pandemic. For the unemployed oil field worker, the exhausted nurse or teacher, the farmer squeezed by low corn prices and bad weather, or the widow enduring… → Read More

Are you asking the right questions?

Are you asking the right questions? → Read More

Plan your journey

If you’re over 50, you may remember AAA TripTiks booklets. From AAA’s website: “In the days before Google Maps…or even the internet…a AAA agent would draw the route with a highlighter on a series of numbered maps, going through the route with the driver before they started. The end result, a guided route through a series of maps, was called a TripTik.” AAA started producing TripTiks before WWII… → Read More

Consumer or contributor – which do you want to be?

Consumer or contributor – which do you want to be? → Read More