Tinesh Bhasin
Business Standard
Mumbai, MH, India
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Past articles by Tinesh:
Buying a new car? Leasing, subscription work better if your usage is low
Read more about Buying a new car? Leasing, subscription work better if your usage is low on Business Standard. But if you clock over 2,500 km a month, it makes sense to buy a car → Read More
Moving NCLT against a builder gone bust may not always work for homebuyers
Read more about Moving NCLT against a builder gone bust may not always work for homebuyers on Business Standard. Homebuyers should keep IBC as the last resort; if the delayed project is without encumbrances, they should explore self-development → Read More
Planning to buy term insurance? Restrict premium to 5% of annual income
Read more about Planning to buy term insurance? Restrict premium to 5% of annual income on Business Standard. Calculate life cover by taking goals, expenses and spouse's retirement needs into account → Read More
Experts give thumbs up to linking home loans to external benchmarks
Read more about Experts give thumbs up to linking home loans to external benchmarks on Business Standard. If you are an existing borrower with an HFC or an NBFC, there will be considerable rate difference between your existing rate and what banks will offer on these external benchmark-linked loans → Read More
Planning to take auto loan? At 8.45%, SBI offers the lowest rate
Read more about Planning to take auto loan? At 8.45%, SBI offers the lowest rate on Business Standard. However, check with manufacturers' captive lenders for offers during the festive season → Read More
Need cash urgently? Be extra cautious when taking loan against property
Read more about Need cash urgently? Be extra cautious when taking loan against property on Business Standard. Here is how loan against property offered by banks and HFCs stack up → Read More
Buying insurance cover online? Check these parameters to avoid fraud
Read more about Buying insurance cover online? Check these parameters to avoid fraud on Business Standard. Never pay in cash and call up insurer to check the genuineness of policy once you get a copy → Read More
A tweak in the IBC yields more power to homeowners, but gaps remain
Read more about A tweak in the IBC yields more power to homeowners, but gaps remain on Business Standard. Buyers should consider approaching the real estate regulator first, before taking the developers to National Company Law Tribunal → Read More
Co-branded cards useful, but get one only if you use e-commerce sites a lot
Read more about Co-branded cards useful, but get one only if you use e-commerce sites a lot on Business Standard. An individual needs to segregate his monthly spending and check the categories and brands where he spends the most → Read More
Need emergency money now? Gold loans are quick, easy and low-cost
Read more about Need emergency money now? Gold loans are quick, easy and low-cost on Business Standard. Borrowers can also choose from different repayment options depending on cash flows → Read More
Explained: Why bank fixed deposits are better than buying T-bills, G-secs
Read more about Explained: Why bank fixed deposits are better than buying T-bills, G-secs on Business Standard. Retail investors have stayed away from G-secs due to lack of secondary market → Read More
Suing the doctor for malpractice? Proving medical negligence is difficult
Read more about Suing the doctor for malpractice? Proving medical negligence is difficult on Business Standard. A case gone bad doesn't always imply medical negligence, and if the doctor acts as per standard procedure and yet fails, he can't be hauled up; he also enjoys strong support from his fraternity → Read More
Planning to take a loan against property? Keep these factors in mind
Read more about Planning to take a loan against property? Keep these factors in mind on Business Standard. The processing is faster, interest rates are lower and it comes with a 15-year tenure → Read More
Owning a car is no longer a necessity, subscription a cheaper option
Read more about Owning a car is no longer a necessity, subscription a cheaper option on Business Standard. If you use the car for more than 2,000 kilometres a month, there will be additional charges → Read More
Will your home loan EMI come down after RBI's 25 bps rate cut?
Read more about Will your home loan EMI come down after RBI's 25 bps rate cut? on Business Standard. Existing borrowers' EMIs will change only when their reset date arrives. New borrowers will benefit → Read More
Investing in start-ups can be rewarding: Here's how you can place a bet
Read more about Investing in start-ups can be rewarding: Here's how you can place a bet on Business Standard. Invest directly if you want to get involved. Opt for a fund if the investment is only for financial gains → Read More
Selling property below market value can lead to litigation: How to avoid it
Read more about Selling property below market value can lead to litigation: How to avoid it on Business Standard. If you want to claim tax benefit by investing in a new house, use the market value to avoid litigation → Read More
How to account for jewels, cash not disclosed when filing I-T return
Read more about How to account for jewels, cash not disclosed when filing I-T return on Business Standard. Those earning over Rs 50 lakh a year need to disclose all jewellery, cash in their returns → Read More
Form 16 exemption claims: Keep documents handy as there could be queries
Read more about Form 16 exemption claims: Keep documents handy as there could be queries on Business Standard. If deductions are claimed while filing returns, there could be queries from tax officials → Read More
Your insurer can soon tweak your health policy, but only if you benefit
Read more about Your insurer can soon tweak your health policy, but only if you benefit on Business Standard. Irdai to allow 12 minor changes including expansion of critical illness and day care procedure lists, premium payment in instalments → Read More