John Adams, American Banker

John Adams

American Banker

Minneapolis, MN, United States

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Recent:
  • Unknown
Past:
  • American Banker

Past articles by John:

How Silicon Valley Bank's shutdown stressed small businesses

Micro-merchants that sell on Etsy and Shopify were briefly unable to accept payments — an issue that could have been catastrophic had it lasted longer. → Read More

Silicon Valley Bank's meltdown puts stablecoins under a microscope

When Circle USDC broke its peg to the dollar days after SVB's crisis, it revealed new uncertainties for cryptocurrency that's designed to resist volatility. → Read More

Credit unions join forces to keep debit card costs under control

Co-Op Solutions, which represents more than 1,800 credit unions, used its scale to negotiate a favorable deal with the STAR Network. → Read More

American Express brings back an old pro to help it compete in Canada

Brett Mooney returns to the card network as the country manager for Canada, a digital-forward market that is attracting more competition from banks and fintechs. → Read More

Mastercard testing quantum computing for loyalty and rewards

The card network is examining how to make incentives more personal by using advanced technology to sift through a trove of consumer spending data. → Read More

The Most Influential Women in Payments, 2023

This year's Most Influential Women in Payments honorees are uniquely positioned to make the most of disruptive factors such as the advancement of artificial intelligence, central bank digital currencies and real-time payments. → Read More

GoDaddy wants websites to double as payment accounts

A new product enables consumers to initiate a transaction by typing in a merchant's web domain — even if that business doesn't have an e-commerce site. It's the web-hosting company's latest bid to provide more to small proprietors. → Read More

Citizens finds buy now/pay later opportunity in home technology

Citizens Financial Group, which has offered point-of-sale financing for iPhones sold through Apple since 2015, is finding that as objects such as refrigerators become more complex and internet-connected, they are also more frequently replaced — creating new categories for installment lending. → Read More

Troubled buy now/pay later lenders try to turn a corner

As firms like Klarna and Sezzle attempt to reach profitability, fintechs that offer point-of-sale financing brace for consolidation, regulation and other drastic changes to their market. → Read More

The fintechs that didn't overstaff are hiring from those that did

The boom in digital commerce led to a boom in hiring, and many payment companies have started cutting back. This is creating an experienced pool of talent for employers that have room to grow. → Read More

Stripe expands smartphone payments to almost all devices

The fintech added support for Android handsets, giving the company more juice for its brick-and-mortar ambitions and making it more competitive with the many companies trying to transform the point of sale. → Read More

Stripe expands smartphone payments to almost all devices

The fintech added support for Android handsets, giving the company more juice for its brick-and-mortar ambitions and making it more competitive with the many companies trying to transform the point of sale. → Read More

How do real-time payments work?

The Clearing House has operated its RTP network for about six years, and the FedNow rail is expected to launch later this year. Here's a look at the nuts and bolts of instant money movement, and how the two systems are different. → Read More

How do real-time payments work?

The Clearing House has operated its RTP network for about six years, and the FedNow rail is expected to launch later this year. Here's a look at the nuts and bolts of instant money movement, and how the two systems are different. → Read More

Google Pay goes virtual to attack crime, streamline checkout

The payments app is gradually adding network support for substitute card numbers, which can reduce friction at the point of sale while providing fraud protection. → Read More

Buy now/pay lenders focus on niches hit hard by inflation

Companies like CarParts.com and Affirm are tailoring loans for auto repairs, travel and other areas where borrowers are most sensitive to ballooning prices. → Read More

Buy now/pay lenders focus on niches hit hard by inflation

Companies like CarParts.com and Affirm are tailoring loans for auto repairs, travel and other areas where borrowers are most sensitive to ballooning prices. → Read More

Checkout.com preps for its next international expansion

The U.K. payment company is working to boost its profile in the U.S. and Asia through local partnerships, as it battles Stripe and other fintechs on the global stage. → Read More

Checkout.com preps for its next international expansion

The U.K. payment company is working to boost its profile in the U.S. and Asia through local partnerships, as it battles Stripe and other fintechs on the global stage. → Read More

These payment companies are rushing to serve small businesses

Banks, payment networks and fintechs are competing for a share of a sector that, on the whole, is growing faster than large corporations. → Read More