Larry Levitt
Kaiser Family Found
Oakland, CA, United States
Contact Larry
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Past articles by Larry:
Tracking 2019 Premium Changes on ACA Exchanges
This tracker monitors preliminary 2019 premiums in the Affordable Care Act’s marketplaces as insurers file rate information with state regulators. It shows preliminary premium information in a majo… → Read More
Individual Insurance Market Performance in 2017
This brief examines recently-released annual financial data from 2017 and finds insurers selling individual market plans had their best financially since 2014, when new ACA insurance market rules t… → Read More
How Premiums Are Changing In 2018
Maps illustrate how premiums in Affordable Care Act (ACA) marketplaces changed for 2018 by looking at the change in the lowest-cost bronze, silver and gold plans by county in states participating i… → Read More
How the Loss of Cost-Sharing Subsidy Payments is Affecting 2018 Premiums
This analysis of 32 states and Washington, D.C., tracks data on 2018 Affordable Care Act (ACA) marketplace premium increases that insurers directly attributed to the end of cost-sharing reduction p… → Read More
State-by-State Estimates of Changes in Federal Spending on Health Care Under the Graham-Cassidy Bill
A new health care bill recently introduced by a number of senators led by Senators Lindsey Graham and Bill Cassidy would repeal major elements of the Affordable Care Act (ACA), make changes to othe… → Read More
An Early Look at 2018 Premium Changes and Insurer Participation on ACA Exchanges
This analysis looks at preliminary premiums and insurer participation in Affordable Care Act (ACA) marketplaces, noting the effects of uncertainty surrounding individual mandate enforcement and cos… → Read More
What’s the Near-Term Outlook for the Affordable Care Act?
If Congress abandons efforts to repeal and replace the Affordable Care Act (ACA), President Trump has said he would “let Obamacare fail.” This Q&A examines what could happen to the individual i… → Read More
What’s the Near-Term Outlook for the Affordable Care Act?
If Congress abandons efforts to repeal and replace the Affordable Care Act (ACA), President Trump has said he would “let Obamacare fail.” This Q&A examines what could happen to the individual i… → Read More
Individual Insurance Market Performance in Early 2017
This brief analyzes first-quarter financial data from 2017 to determine whether recent premium increases were sufficient to bring insurer performance in the individual market back to levels before … → Read More
How the Senate Better Care Reconciliation Act (BCRA) Could Affect Coverage and Premiums for Older Adults
This brief explains the key provisions of the Senate’s Better Care Reconciliation Act (BCRA), and their effects on adults ages 50-64. The brief also discusses how changes to Medicaid could affect … → Read More
Premiums under the Senate Better Care Reconciliation Act
This analysis provides estimates of how premiums, after taking into account tax credits, would differ in 2020 under the Senate’s Better Care Reconciliation Act (BCRA) vs. the Affordable Care … → Read More
Would States Eliminate Key Benefits if AHCA Waivers are Enacted?
This analysis offers a window into how insurers could respond if the Affordable Care Act’s essential health benefits requirement is rolled back, a change being considered by Congressional lea… → Read More
How ACA Repeal and Replace Proposals Could Affect Coverage and Premiums for Older Adults and Have Spillover Effects for Medicare
This brief explains the key AHCA provisions that would reshape the private market to more closely resemble the pre-Affordable Care Act period, and the effects of these changes on adults ages 50-64.… → Read More
State Flexibility to Address Health Insurance Challenges under the American Health Care Act, H.R. 1628
The American Health Care Act (AHCA), a bill passed by the House in May 2017 to repeal and replace the Affordable Care Act (ACA), would present states with new authority in individual insurance mark… → Read More
Gaps in Coverage Among People With Pre-Existing Conditions
The American Health Care Act (AHCA), which has passed the House of Representatives, contains a controversial provision that would allow states to waive community rating in the individual insurance … → Read More
Gaps in Coverage Among People With Pre-Existing Conditions
The American Health Care Act (AHCA), which has passed the House of Representatives, contains a controversial provision that would allow states to waive community rating in the individual insurance … → Read More
The Effects of Ending the Affordable Care Act’s Cost-Sharing Reduction Payments
Controversy has emerged recently over federal payments to insurers under the Affordable Care Act (ACA) related to cost-sharing reductions for low-income enrollees in the ACA’s marketplaces. The ACA requires insurers to offer plans with reduced patient cost-sharing (e.g., deductibles and copays) to marketplace enrollees with incomes 100-250% of the poverty level. The reduced cost-sharing is only… → Read More
The Effects of Ending the Affordable Care Act’s Cost-Sharing Reduction Payments
This analysis estimates that total federal spending on Affordable Care Act marketplace subsidies would rise $2.3 billion, or 23 percent, in 2018 if payments for the cost-sharing reduction program w… → Read More
Insurer Financial Performance in the Early Years of the Affordable Care Act
Insurer Financial Performance in the Early Years of the Affordable Care Act Although insurers have generally remained profitable overall since implementation of the Affordable Care Act, many companies participating in the individual market – where most of the major market reforms took place in 2014 – experienced substantial losses in this market in the early years of reform. The individual… → Read More
Impact of Cost Sharing Reductions on Deductibles and Out-Of-Pocket Limits
The Kaiser Family Foundation website provides in-depth information on key health policy issues including Medicaid, Medicare, health reform, global health, HIV/AIDS, health insurance, the uninsured and much more. → Read More