Rich White
BenefitsPro.com
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Discover and connect with journalists and influencers around the world, save time on email research, monitor the news, and more.
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Past articles by Rich:
The ghost of retirements future: DB plan opt-outs
Today’s retirees won't decide when and how Social Security changes -- younger people, mainly millennials, will end up changing it as they someday choose to opt out. → Read More
Protect clients and caregivers against claims of senior financial fraud
You can help clients protect themselves against claims of senior financial fraud by doing these two things. → Read More
Delayed Retirement Credits: The other side of the story
When considering Social Security Delayed Retirement Credits, it's helpful to know a few nuances before making a decision. → Read More
2 keys to Social Security solvency: immigration and productivity
Keep an eye on two areas that could make a big impact on both Social Security and the overall U.S. economy -- and be key to your clients’ long-term financial security. → Read More
Don’t discount a youth-driven Social Security revolution
As young people tune into Social Security, they are awakening to just how much the scales have tipped against them. → Read More
Help clients understand why their budgets are squeezed
Many affluent households lack the budget flexibility to keep saving and investing consistently. Why? → Read More
A retirement plan prospecting tool from The New York Times
Any type of retirement plan your employer clients choose will soon be better than the alternative – a retirement plan version of Obamacare. → Read More
Seriously? Office of Retirement Savings Lost and Found?
Lawmakers want to create a federal Office of Retirement Savings Lost and Found to centralize the information participants need to track force-out IRAs -- but they could have simply required employers to offer participants education at the time of any force-out. → Read More
Help clients monitor combined mutual fund-ETF flows and trends
How to tell clients the story that combined fund flows are telling about big-picture trends in retirement planning and investing. → Read More
How the Saver’s Credit can work for both old and young
Have you heard of the Saver’s Credit? For retirees and pre-retirees, the credit can be a good reason to keep making retirement plan contributions as long as possible. → Read More
Don’t be left out by the new retirement plan paradigm
This year, a new paradigm begins with the launch of the first state-sponsored Secure Choice programs. Here are some things to be aware of. → Read More
It's time to help clients double-check their savings discipline
With college costs soaring, defined benefit pensions disappearing, and Social Security wobbling, saving money is even more important. → Read More
A new way to open discussions about pension benefit reliability
How to help clients decide what part of their pension benefits will be reliable, given funding realities. → Read More
The bad news about Medicare buy-ins for pre-retirees
In early May, deep into the Presidential primary campaign, Hillary Clinton sprang a surprise. Although she isn’t willing to go as far as Bernie Sanders and endorse universal Medicare-like coverage for all, she said that she favors giving people under 65 (exact age unspecified) a “public option” of buying into the existing Medicare system. → Read More
Take time to learn about the ABLE Act
How to advise clients with special needs children about the ABLE Act plans. → Read More
Tell your clients stories from the pension wars
The pension benefits of already-troubled plans can't be sustained through 30+ year retirements. Help your clients have a back-up plan for when the pension money is gone. → Read More
What you can learn from multialternative mutual funds
When looking at multialternative mutual funds, advisors must keep in mind these key factors. → Read More
The good news for FIAs (after the fiduciary rule)
The Department of Labor fiduciary rule threw a bucket of cold water on the annuity industry’s hottest product, fixed indexed annuities. → Read More
Millennials, Bernie, and the stock market
Long before Bernie Sanders was a factor in Presidential politics, millennials weren’t in love with the stock market. → Read More
IRA conflicts-of-interest that you didn’t even know existed
The DOL is fixated on two beliefs about advisors and IRAs. It's well worth your time to pay attention to what it thinks. → Read More