Kelly Dilworth
CreditCards.com
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Past articles by Kelly:
Average credit card interest rates: July 8, 2020
Credit card issuers left interest rates on brand-new credit card offers alone this week, according to CreditCards.com’s Weekly Credit Card Rate Report. → Read More
How do credit cards work?
Here’s a closer look at modern credit cards and what you need to know about them, including common charges, benefits and consumer protections. → Read More
Balance transfer survey: 0% APR offers abound
More balance transfer cards allow at least 15 months to carry an old balance for free, but beware higher fees and pricey regular APRs. → Read More
2019 Credit Card Fee Survey
Several card issuers have quietly increased fees on new credit card offers, according to CreditCards.com’s annual survey of card fees. → Read More
Affordable cards you can get with average credit
A small number of competitive credit cards welcome a wide range of cardholders, including consumers with less-than-perfect credit. → Read More
Best no-annual-fee cards for small purchases
Consider a card that offers a flat rewards bonus on every purchase or offers an unusually high bonus on some of your most common small dollar purchases. → Read More
Apple Card vs. other metal credit cards
The Apple Card is stylish, and it offers strong perks while charging no fees. But it's not the most coveted or rewarding option among metal cards. → Read More
Credit counseling helps shed more debt, study shows
A new study finds consumers tend to lose significantly more debt when they work with a credit counseling agency than when they try to go it alone. → Read More
How to protect your info in this age of data breaches
As data breaches increase, it is easier to cut the risk that your card data and other personal info will be stolen. Dark web scans, free credit reports and virtual card numbers can ease your anxiety about identity theft. → Read More
LGBTQ finance: Card issuers celebrate Pride
A look at how credit card issuers are signaling support for their LGBTQ customers, including Pride-themed cards, support for the Equality Act and more. → Read More
Consumers' credit score knowledge declining
Free credit scores are more widely available than they’ve ever been. And yet, Americans’ knowledge about credit scores is at an eight-year-low. → Read More
Children and credit: Exposure to banks has positive impact
New research finds children who grow up surrounded by banks tend to have higher credit scores as adults because they trust banks and financial services. → Read More
Military change of station: How to earn rewards
A permanent change of station can be a great opportunity to earn card rewards and other perks. Here are some tips from ex-service members and experts. → Read More
Young adults falling behind on bills, Fed says
The percentage of cardholders between the ages of 18 and 39 who have fallen seriously behind on their credit cards has swelled, according to the Fed. → Read More
Points transfer: More options for budget travelers
Several issuers are adding U.S. airlines to their rewards programs. But domestic travelers may still be better off claiming travel credits instead. → Read More
Could your credit card help you control your overspending?
A growing number of card issuers are offering budgeting apps such as Barclays' "Control Your Card" that promise to help people charge more responsibly. → Read More
Study: Paying down debt is good for your brain
New research suggests paying down your balances may help sharpen your thinking and reasoning skills, allowing you to make smarter decisions with your money. → Read More
Auto repair credit cards: Beware of high APRs
Auto repair credit cards may offer you a deep discount on car repairs and expenses, plus rewards or cash back, but watch out for deferred interest. → Read More
Elite rewards cards: Don't overlook insurance perks
Elite rewards cards tend to have generous rewards and high value perks. But don’t forget to look at the cards’ quieter side benefits. → Read More
Debt reduction: Focus on the amount you will save
A new study about debt reduction shows focusing on how much money you can save is more effective than worrying about what it will take to get there. → Read More