Steve Vernon
Forbes
Oxnard, CA, United States
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Past articles by Steve:
Worried About Social Security’s Future? Make A Plan For When To Start Your Benefits
Your optimism or pessimism about our politicians’ courage to shore up Social Security benefits could influence your claiming strategy, depending on your situation. → Read More
Life Expectancy In The U.S. Fell Again: What Does That Mean For You?
Whether you should worry about declining life expectancies depends on who you are and choices you make. → Read More
Climate Change Risk Is Emerging As A Mainstream Retirement Issue
Respected financial institutions and other large organizations are recognizing the seriousness of climate change on our investments and retirement security. → Read More
3 Ways Pre-Retirees And Retirees Can Use U.S. Series I Savings Bonds
High interest rates on bonds guaranteed by the U.S. government provide strategic planning opportunities for pre-retirees and retirees. → Read More
What If You Haven’t Saved Enough For A “Comfortable” Retirement?
If your savings fall short of common retirement targets, you have plenty of company, and you may need to rethink your retirement goals. → Read More
Avoid Going Broke In Retirement — Don’t Make These Mistakes
Want to live long and prosper in retirement? Avoid making these seven retirement planning mistakes, and you’ll be well on your way. → Read More
Is Your Retirement Plan 21st Century Ready?
Most people have an outdated and unsustainable model of retirement, often based on our parents' retirement. Instead, take these steps to live long and live well in the 21st century. → Read More
Here's the trickiest IRA tax trap retirees need to avoid
The rules for annual required minimum distributions can hit you with investment losses if you aren't careful → Read More
Medicare Advantage open enrollment: A “do-over” chance for enrolling in Medicare plans by March 31, 2019
You have until March 31 to change your choice of Medicare Advantage plan or switch to original Medicare → Read More
How older workers and retirees can stop worrying about falling stocks
You'll need to keep a historical perspective and have a strategy that protects against inevitable market crashes → Read More
Saving for retirement: 5 achievable New Year’s resolutions for working boomers
Here are critical steps that will improve your retirement prospects and -- best part -- can be easy to achieve → Read More
An IRS rule that can aid your retirement income strategy
The agency's "required minimum distribution" after age 70½ can work as a withdrawal plan, with some big caveats → Read More
What retirees and older workers can do to protect their savings from stock market volatility
Don’t worry about stock market crashes -- but do take simple steps to safeguard your retirement savings → Read More
10 years after Great Recession, retirement savings remain scant
Today's workers report being more confident, but too many really have no clear idea about how much savings they need → Read More
5 key retirement planning decisions for baby boomers
Making smart choices during your "retirement opportunity zone" between ages 62 and 70 can go a long way → Read More
Tough retirement realities for baby boomers
The sad state of most boomers' retirement savings leaves them with just a few choices, none very good → Read More
Be sure you know what Medicare covers
It's a big mistake to assume that Medicare is like your work-based health care plan -- here's what to beware of → Read More
Medicare prescription drug coverage open enrollment starts Oct. 1: Here's why you may need a new plan
It's open-enrollment time -- reviewing your Part D drug coverage to see if you can do better could pay big dividends → Read More
Medicare open enrollment period dates 2019: Beware of these two major traps that could cost you thousands
Making the wrong choices can leave you on the hook for thousand of dollars in uncovered medical expenses → Read More
American workers' big disconnect about retirement
Most workers believe they'll have enough money to retire at 65 with their current standard of living -- fat chance → Read More