Lindsay Konsko
NerdWallet
Alexandria, VA, United States
Contact Lindsay
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Past articles by Lindsay:
5 Tips for Winning the Credit Utilization Game
How much you charge on your cards compared to the limit makes a big difference in your credit score. These utilization strategies can help build credit. → Read More
Why Do Multiple Credit Card Applications Hurt My Credit Score?
You need to get credit to build a good credit score. But making multiple credit card applications in a short time will hurt your credit score. → Read More
What are the Different Credit Score Ranges? Bad to Excellent and Everything In Between
NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. → Read More
Here Comes the Debt: 35% of Adults Bring Credit Card Debt Into Their Romantic Relationships, NerdWallet Survey Reveals
NerdWallet's poll found that over one-third of adults (35%) who at least partially combine finances with a partner brought credit card debt into their relationships. → Read More
Here Comes the Debt: 35% of Adults Bring Credit Card Debt Into Their Romantic Relationships, NerdWallet Survey Reveals
NerdWallet's poll found that over one-third of adults (35%) who at least partially combine finances with a partner brought credit card debt into their relationships. → Read More
4 Things Your EMV Credit Card Can’t Do
In October, the United States is expected to make its first big leap toward transitioning to EMV (or “smart”) credit cards. That month, we won’t be doing the old swipe-and-sign for… → Read More
What Does Your Credit Card Statement Say About You?
Assessing what type of credit card spender you are could be the key to unlocking a treasure trove of information about your financial and emotional life. → Read More
How Often Do Credit Scores Change?
Most changes to your credit score happen incrementally, but big fluctuations could happen for a few key reasons. → Read More
How Often Do Credit Scores Change?
Most changes to your credit score happen incrementally, but big fluctuations could happen for a few key reasons. → Read More
Three Life Events That Could Affect Your Credit Score
Before signing on any dotted lines, it’s important to know what you’re getting yourself into. → Read More
Discover it: Double Your Cash Back for a Limited Time
Consumers who apply for an eligible Discover credit card between June 1 and July 31, 2015, will earn double the usual cash-back rate during their first year of card membership,… → Read More
Call Your Credit Card Issuer: 5 Times Online Won't Do
Calling your credit card issuer isn’t a fun way to spend a morning, and it might seem unnecessary when so much business can be conducted online. But there are at least… → Read More
5 Reasons to Check Your Credit Report Today
A lot of folks don’t feel any urgency to check their credit reports. But there are some situations where it just can’t wait. Here are five signs you should check your credit report today. → Read More
Capital One No Hassle Miles: Rack Up Travel Rewards With Every Swipe
Capital One No Hassle Miles: The basics No Hassle Miles is the rewards currency earned by certain business and consumer credit cards issued by Capital One. Depending on the card… → Read More
Perks and Pitfalls of Paying Your Monthly Bills With a Credit Card
The more you use your credit card, the more you’re going to earn, so it’s understandable if you’re considering using your credit card to pay recurring monthly bills. But is this always a smart idea? In short, no — as with any other money move, there are benefits and drawbacks to consider. → Read More
Don’t Get a New Credit Card When You’re Applying for a Mortgage
Dorothy told us “there’s no place like home,” but getting there requires a long and difficult mortgage application process. The rigmarole includes an extensive credit review, and one small misstep… → Read More
5 Signs You Should Check Your Credit Report Today
You might pay a hefty price if you delay. → Read More
NerdWallet’s Best Credit Card Tips, May 2015
Managing your credit cards isn’t a once-and-done task — you’ll need to keep at it to get the most out of your plastic. Every month, the Nerds round up a new set… → Read More
Credit Cards Can Help You Meet Future Goals
Boost your kids' college fund, your retirement account or other savings by making smart use of credit card rewards and cash back programs. → Read More
1 in 10 Adults Lacks Credit History, CFPB Says
Twenty-six million Americans lack a credit report and 19 million more have a credit history that's too old or short to be scored, a federal study shows. → Read More