Spencer Tierney
Moneyish
San Francisco, CA, United States
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Past articles by Spencer:
Three ways climate change will make you poorer (if it hasn’t already)
Climate change in its various forms will likely cut into your savings over time. Here’s a breakdown, and some ways to protect your finances. → Read More
5 essential numbers to know about CDs
Comparing CDs isn’t entirely about rates. To have a solid understanding of any CD you commit to, here are the critical numbers to look at before you buy. → Read More
What the November Fed rate increase means for your bank accounts
Here’s what to know about the November Fed rate and a recent look at which types of bank accounts have seen the highest rate changes. → Read More
CD rates are higher, but should you put your cash in them? Consider your goals.
Some CDs have returns upward of 3% right now, but like any bank account, they don’t work for every financial situation. Let’s see if CDs make sense for you. → Read More
Is your bank helping or hurting the planet? Here’s how to know if it’s greenwashing.
Banks sometimes paint a greener picture of their impact on the climate than what their holdings or other factors indicate. → Read More
Higher savings rates, lower fees…what’s stopping you from switching banks?
Changing banks takes a little juggling, but it could be worth it. We beat up your excuses for not switching banks and offer some tips to get it done. → Read More
To Stand Apart, Digital Banking Services Pile on the Perks
New banking players are redefining what a checking account looks like. Financial technology, or fintech, companies in banking — often called neobanks... → Read More
Savings Accounts and CDs Are Still Worth It Despite Low Rates
Today's best rates for savings accounts and certificates of deposit are a far cry from last year's rates of 2%. And rates across most banks will likely → Read More
5 Myths About High-Yield Savings Accounts During COVID-19
Last year's savings rates of 2% and higher have come and gone, but that doesn't mean high-yield savings accounts disappeared. 'There are high-yield → Read More
How to Get Started If You've Never Had a Bank Account
Managing your money without a bank account is doable. But it can pose challenges " and the COVID-19 pandemic has only added more. Your economic → Read More
How to Get Started If You've Never Had a Bank Account
Managing your money without a bank account is doable. But it can pose challenges " and the COVID-19 pandemic has only added more. Your economic → Read More
How to get started if you’ve never had a bank account
Delayed receipt of money from the coronavirus relief bill is one of the newest difficulties faced by people who don’t have bank accounts → Read More
NerdWallet: 6 do’s and don’ts when saving money during a crisis
Whether or not your financial situation has changed since the start of 2020, you may benefit from these saving strategies. → Read More
NerdWallet: 6 do’s and don’ts when saving money during a crisis
Whether or not your financial situation has changed since the start of 2020, you may benefit from these saving strategies. → Read More
6 Do's and Don'ts When Saving Money During a Crisis
Probably the last thing you want to think about during a crisis is working on healthy financial habits like saving money. But if you're able to save, you → Read More
6 Do's and Don'ts When Saving Money During a Crisis
Probably the last thing you want to think about during a crisis is working on healthy financial habits like saving money. But if you're able to save, you → Read More
3 Ways to Skip Your Bank's Long Phone Lines
To reach your bank's customer service fast, a phone call might not be best. Especially right now. 'The level of service [at banks' call centers] is not → Read More
3 Ways to Skip Your Bank's Long Phone Lines
To reach your bank's customer service fast, a phone call might not be best. Especially right now. 'The level of service [at banks' call centers] is not → Read More
3 Ways to Skip Your Bank's Long Phone Lines
To reach your bank's customer service fast, a phone call might not be best. Especially right now. 'The level of service [at banks' call centers] is not → Read More
How to Get Money Quickly to Unemployed or Ailing Family and Friends
Not every option is right for every recipient. Here’s what you need to know. → Read More