Crissinda Ponder, Bankrate.com

Crissinda Ponder

Bankrate.com

West Palm Beach, FL, United States

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Recent:
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Past:
  • Bankrate.com

Past articles by Crissinda:

What To Consider When Looking For A Home For Sale

When you're looking to buy a home for sale, the process entails more than just comparing the number of bedrooms and bathrooms in each dwelling that catches your eye. Your potential investment also goes beyond the confines of the home's walls. In a highly competitive market, buyers are willing to compromise on factors that could cause problems later, simply because they're anxious about getting… → Read More

Getting A Mortgage With Someone Who Has Bad Credit

Squaredpixels/E+/Getty Images When you and your significant other have made a commitment, you may think you're ready to share everything -- including a mortgage. It's a romantic notion that can collide with this cold financial reality: Applying for a mortgage with another person can be risky, especially if one of you has a notably lower credit score. Wait, what? When you apply for a mortgage… → Read More

3 Families Who Slayed Student Loans To Buy Homes

It's no secret that student loans hurt many young adults' chances at homeownership. But some are fortunate enough to demolish their debt and grab hold of those house keys and realize a piece of the American Dream. Loans stand in the way of saving Not every 2015 college graduate had student loan debt. But for the graduates who did have student loans, the average outstanding debt was more than… → Read More

Mortgage Rates Barely Budge In Advance Of Fed Meeting

mortgage Mortgage rates barely budge in advance of Fed meeting By Crissinda Ponder • Bankrate.com Interest rates on mortgages were mostly unchanged this week as markets anticipate the Federal Reserve's upcoming policy-setting meeting on Tuesday and Wednesday. Rates have been "eerily consistent" lately, says Jim Sahnger, mortgage planner at Schaffer Mortgage in Palm Beach Gardens, Florida. "If… → Read More

Mortgage Rates Slip

mortgage Mortgage rates slip even further, making it tempting to refinance By Crissinda Ponder • Bankrate.com Mortgage rates barely budged this week -- no doubt welcome news for buyers and refinancers alike. Bond yields move higher Yields on government bonds have been mostly trending upward this week as investors took on more risk. The 10-year Treasury yield, to which mortgage rates have a… → Read More

Many buyers confident they’ll get a mortgage

Nearly half of potential buyers say it's very likely they'll get financing for a home purchase, according to an Owners.com survey. → Read More

Mortgage Rates Fall For 3rd Consecutive Week

mortgage 30-year mortgage falls to its lowest level in nearly 3 years By Crissinda Ponder • Bankrate.com Interest rates on mortgages have fallen for the 3rd consecutive week as Federal Reserve Chair Janet Yellen's recent monetary policy remarks continue to impact markets. Yellen suggested during a speech last week that the pace of further increases in the federal funds rate "is now expected to… → Read More

HomePath

What sets HomePath apart HomePath properties have unique characteristics, says Julia Dugger, director of marketing for Fannie Mae. For the first 20 days the properties are on the market, only people who intend to live in one of the homes, rather than purchase it as an investment, are eligible to submit bids. "For folks who are looking at HomePath properties, they have a shot at saying, 'This is… → Read More

2015’s largest mortgage lenders

Wells Fargo originated the most mortgages during the 4th quarter of 2015, according to a Mortgage Daily analysis. → Read More

Why Single Women Buy More Homes Than Single Men Do

Shawn Steen has a little fun while getting her home into move-in condition. 'I'm scrubbing the walls with a mop because I'd already ruined all my rubber gloves,' she says. Single women are besting single men in the homebuying arena, according to a new report from the National Association of Realtors. Why single ladies outbuy single men While millennials seemed to take the spotlight in the NAR's… → Read More

Why You Might Need Insurance For Fracking Earthquakes

J Pat Carter/Getty Images West Coasters aren't the only ones who have to worry about earthquake threats; homeowners in states such as Oklahoma and Kansas are now at risk of damaging quakes -- both natural and man-made. That's a key takeaway from a new U.S. Geological Survey report that provides a 1-year forecast for natural and human-induced earthquake hazards. Roughly 7 million Americans live… → Read More

30-Year Falls To 3.83% as Fed In No Hurry To Raise Rates

mortgage Fed Chief Is in No Hurry to Raise Rates, so Mortgages Fall By Crissinda Ponder • Bankrate.com Mortgage rates fell this week as the Federal Reserve revealed more hints about its monetary policy plans. Meanwhile, markets are anticipating Friday's jobs report. The ADP Research Institute says 200,000 jobs were added in March. ADP's national employment report is somewhat of an indicator of… → Read More

Mortgage Rates Fall To 3.9%

mortgage Mortgage rates fall back and remain in refi territory for many borrowers By Crissinda Ponder • Bankrate.com Mortgage rates fell this week after the Federal Reserve kept rates unchanged and the Brussels terror attacks disrupted international markets. Investors have been retreating to the safety of government bonds, which has pushed yields down. The 10-year Treasury yield fell from a high… → Read More

There could be more FHA loans to go around

The Federal Housing Administration is limiting lender liability for some underwriting errors, which could open up FHA loans to more borrowers. → Read More

Mortgage Rates Rise On Mixed Economic News

mortgage On mixed economic signals, mortgage rates rise for the 3rd week in a row By Crissinda Ponder • Bankrate.com Interest rates on mortgages increased for the 3rd consecutive week, according to Bankrate's March 16 survey of large lenders. But there's no need to panic just yet. "As far as a monthly payment is concerned, it's not the end of the world," says Brett Sinnott , vice president of… → Read More

NCAA Bracket Based On Hottest Real Estate Markets

© Ken Wolter/Shutterstock.com NCAA bracket: Real estate edition What if the results of the NCAA college basketball tournament were based on the "hotness" of each team's local housing market? Now we know what that might look like. Realtor.com teamed up with online ticket marketplace Vivid Seats to find the ZIP code with the most ticket sales for each team in the tournament. Then they evaluated… → Read More

Mortgage Rates Rise Following a Favorable Jobs Report

mortgage Mortgages rise for 2nd week in a row, but for many, it's not too late to refi By Crissinda Ponder • Bankrate.com Mortgage rates mostly increased this week following a favorable jobs report and overall improvements in the global economy. More hires = higher mortgage rates? The U.S. economy added 242,000 jobs last month -- exceeding expectations -- according to the latest employment… → Read More

Sneaky student loan rate hike

The recent fed rate hike affects private student loans, too. Borrowers might want to take a second look at their most recent billing statements. → Read More

How high will home prices fly?

Home prices increased 1.4% nationwide during the 4th quarter of 2015, according to the Federal Housing Finance Agency. → Read More

Mortgage Rates Fall As Stock Prices Slump

mortgage Mortgage rates fall, along with stock prices and new home sales By Crissinda Ponder • Bankrate.com Mortgage rates fell this week, following disappointing economic data and stock market declines. Consumers lose confidence The fluctuations in oil prices continue to impact the global economy, and markets were also upset by the slump in consumer confidence. The Conference Board said Tuesday… → Read More