Scott Zoldi, FICO (Fair Isaac)

Scott Zoldi

FICO (Fair Isaac)

San Diego, CA, United States

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Recent:
  • Unknown
Past:
  • FICO (Fair Isaac)
  • ReadWrite

Past articles by Scott:

VIDEO: The REAL Problems with AI – My Talk with Kate Crawford

Data bias and untrained data scientists pose risks to AI models - and the trust we place in business decisions → Read More

How to Make "Black Box" Neural Networks Explainable

Neural networks are a powerful form of machine learning, but their black box nature often defies explainability. We have a found a solution to this problem. → Read More

Collaborative Profiling for Corporate Card Fraud Detection

Because corporate cards have different patterns than consumer cards, we tackled the corporate card fraud detection problem with collaborative profiling. → Read More

Kasparov on AI: Should We Be Afraid of AI? (Video)

At FICO World 2018, I sat down with Chess Grandmaster Garry Kasparov to discuss the hot topics in the world of AI, and asked: Should we be afraid of AI? → Read More

Kasparov on AI: When Deep Blue Beat Me (Video)

One of the landmark moments in the history of AI came 21 years ago, when Chess Grandmaster Garry Kasparov beat IBM's Deep Blue — and then was beaten by it. → Read More

Kasparov on AI: Why Is Explainable AI Important? (Video)

At FICO World 2018, I sat down with Chess Grandmaster Garry Kasparov to discuss hot topics in AI, and asked: Why is explainable AI so important? → Read More

Kasparov on AI: Can We Create Ethical AI? (Video)

At FICO World 2018, I sat down with Chess Grandmaster Garry Kasparov to discuss the hot topics in the world of AI, and asked: What do you think of ethical AI? → Read More

Vantiv, Now Worldpay: A Decision Management Maturity Rockstar!

Worldpay illustrates how companies can gain the benefits of becoming decision management “rockstars.” → Read More

Machine Learning Improves CNP Fraud Detection by 30%

FICO’s new machine learning models are much more sensitive to abnormal single transactions, allowing CNP fraud to be detected quickly. → Read More

Unsupervised Learning Part 2: The AML Connection

Today’s post covers three categories of unsupervised learning that FICO has investigated, refined and put into our anti-money laundering (AML) solutions. → Read More

E-commerce Fraud: Machine Learning Speeds Detection

FICO's new CNP fraud detection models have been developed to detect fraudulent e-commerce fraud transactions faster, to prevent significant fraud loss. → Read More

Today’s Deep Dive: Innovative Unsupervised Learning in AI

This two-part blog unpacks the mysteries of two very different AI techniques: supervised and unsupervised learning. → Read More

IoT: Will Your Car Let You Drive Home from the Bar?

In my new post on TechTarget's IoT Agenda, I explore how behavioral analytics could change driving for the better. → Read More

Analytic Predictions 2018: 31 Flavors of AI

Here are some of the top things I think we'll see among the 31+ flavors of AI in 2018. → Read More

Using AI and Machine Learning to Improve AML

My talk focused on using machine learning and AI-driven analytics to take AML beyond what transaction monitoring, rules-based systems can do. → Read More

Explainable AI Breaks Out of the Black Box

FICO has been pioneering Explainable AI for over 25 years, and we’ve seen various ways to explain AI when used in a risk or regulatory context. → Read More

How to Build Credit Risk Models Using AI and Machine Learning

Which works better for modeling credit risk: traditional scorecards or artificial intelligence and machine learning? → Read More

Rise of the (IoT) Machines: When Do We Say "Enough"?

Ceding too much responsibility to IoT devices robs us of everyday learning opportunities. → Read More

The Intelligence of Things: Streaming analytics comes to IoT

As IoT devices infiltrate many product ecosystems, they’re becoming more a part of our lives. I call it the “Intelligence of Things." → Read More

The Intelligence of Things: Streaming analytics comes to IoT

As IoT devices infiltrate many product ecosystems, they’re becoming more a part of our lives. I call it the “Intelligence of Things." → Read More