Aly J. Yale
Wall Street Journal
Houston, TX, United States
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Past articles by Aly:
How to Find a Real Estate Agent
Nearly 9 out of 10 buyers and sellers get a real-estate agent’s help → Read More
How Do Real Estate Agents Get Paid? What Buyers and Sellers Need to Know About Real Estate Commissions
86% of home buyers use real-estate agents to buy their properties → Read More
How to Get a Mortgage if You’re Self-Employed
Steps to calculate self-employed income for mortgage loans, the best mortgages for self-employed borrowers and other tips. → Read More
How to Get the Best Mortgage Rates
Finding the best mortgage rate can save you thousands in the long run → Read More
Will Home Prices Drop in 2023?
If you’re expecting a crash to make housing affordable, think again → Read More
Your Credit Score Affects Your Mortgage Rate—Here’s How to Improve It
If you’ve been tracking mortgage rates, you know they’ve been on quite the roller coaster. Rates were under 4% as recently as last March, peaked above 7% in November and then settled at just over 6% in the early weeks of 2023, all according to mortgage investor Freddie Mac. The recent decline is good news for home buyers—but be warned: Those rates are just averages. In reality, mortgage rates… → Read More
More Housing Supply Is Finally On The Horizon
If you’re one of the many homebuyers having trouble finding a house these days — at least one in your price range — there just may be a light at the end of the tunnel. → Read More
Mortgage Rates Drop — And 13 Million Homeowners Could Save $283 Per Month By Refinancing
Mortgage rates fell for the second week in a row, offering serious incentive for homeowners to refinance. Here's how much you could save. → Read More
Mortgage Rates Drop, Setting The Stage For An Even More Competitive Housing Market
Mortgage rates finally stopped their upward climb — at least temporarily. Here's what it means for the housing market. → Read More
Can’t Find A House To Buy? Blame Out-Of-Towners
Out-of-town homebuyers are bringing significantly larger budgets to the table than their local counterparts. It’s driving up home prices and creating stiff competition for the very limited supply of homes on the market. → Read More
6 Mortgage Statistics Investors Should Know in 2021
If you're considering a new investment this year, make sure you know these mortgage stats. → Read More
Homes In These Midwest Cities Are Selling The Fastest
In most parts of the country, houses are selling 50% faster than last year. For parts of the Midwest, it's even more competitive. → Read More
Mortgage Rates Hit New Low; Here’s How Much They Could Save Homeowners Per Month
Mortgage rates have hit a new low, offering the average homeowner hundreds of dollars in monthly savings. → Read More
These Housing Markets Are Closest To Recovering From COVID-19 Setbacks
If two months’ of rising mortgage applications weren’t indication enough, a new report is: the housing market is well on its way to recovering from the recent slump caused by the COVID-19 pandemic. → Read More
Mortgage Rates Hit New All-Time Low, But Rushing To Refinance Might Not Be Necessary
Mortgage rates hit yet another record-breaking low, but rushing to refinance may not be necessary. → Read More
As Stay-At-Home Orders Ease, Homebuyers Are Getting Back In The Game
Social distancing orders are being loosened across the country, and it seems homebuyers are taking full advantage. → Read More
Fannie And Freddie: Homeowners Will Not Owe Lump Sum Payments After Forbearance
Despite what many homeowners have heard, there won't be any lump sum payments due once a forbearance period ends—at least if the loan is owned by Fannie or Freddie. → Read More
Nearly 4% Of All Mortgage Loans Now In Forbearance
Americans are struggling. And if it wasn’t already clear from the 16 million claims for unemployment over the past few weeks, a look at the most recent mortgage forbearance data would prove as much. → Read More
Mortgage Loans Get Harder To Come By As Lenders Tighten Standards
Thinking of applying for a mortgage? According to new data, you might have a hard time. → Read More
Mortgage Relief Requests Skyrocket As Homeowners Feel The Burn Of COVID-19
Requests for forbearance and other mortgage relief options have skyrocketed in recent weeks, as homeowners deal with the impacts of COVID-19. → Read More