Jim Cross, Globe Gazette

Jim Cross

Globe Gazette

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Past articles by Jim:

Dave Ramsey: How do I help my mom help herself?

What’s the best way to talk to a parent, and tell them their career or financial choices aren’t working out? My mom and dad divorced a few years ago, and now my mom is having money problems. She bought some rental properties after the divorce with the idea becoming a landlord and generating income that way. Since then, she has lost the properties to foreclosure and isn’t making a lot of money in… → Read More

Dave Ramsey: Keep your emergency fund readily available

My husband lost his job last week. The good news is we’re completely debt-free, and we have a six-month emergency fund saved up. I work part-time, since we have young children, and I’ve been bringing home about $800 a month. Should we cut our budget down to bare bones now, or do you think we could continue living as usual for the time being since we have so much money saved? I’m sorry to hear… → Read More

Ramsey: Don't dip into retirement for rental property investment

I’ve heard lots of different theories and recommendations when it comes to paying off debt. Why do you advise paying off debts from smallest to largest? A lot of people wonder the same thing when I bring up the debt snowball. Some think paying off the debt with highest interest rate first is the best approach. This may seem to make sense mathematically, but I realized a long time ago debt is not… → Read More

Dave Ramsey: Understand your investments completely

I know you talk about having an emergency fund of three to six months of expenses set aside. My husband and I are having a difficult time agreeing on exactly how much we should set aside for emergencies. How do you determine the exact amount? The exact you amount you have in your emergency fund — whether it’s three, four, five, or six months of expenses — is really more about peace of mind than… → Read More

Dave Ramsey: Make wayward son prove his financial smarts

Our son is 27, and he has a good job making $55,000 a year. Recently, we learned he financed an expensive car he’s now upside down on. In addition, he has accumulated over $15,000 in credit card debt. He lives in a small town, and only pays $650 a month in rent, but he is asking for money. We taught him about living on a budget and staying out of debt when he was younger, and now it seems he… → Read More

Car collides with train in Mason City

At 1:48 a.m. Monday morning, Mason City Police responded to a call of a vehicle having collided with a train in the 500 block of 6th St. SW in Mason → Read More

Ramsey: Even young people need a will

Why do I need a will if I’m still young and haven’t acquired a lot of wealth? In a case like yours, you don’t need a complicated will. But you do need an inexpensive, basic will. The larger and more complicated your estate is, the more you’d spend on estate planning and a will in order to ensure everything is properly addressed—and to keep the government’s hands off everything. Let’s say you’re… → Read More

Iowa DNR, State Medical Examiner's Office investigating Waukee man’s death at Clear Lake

On August 3, 2019, at approximately 2:30 pm, Daniel Ryan Linderman, 28, of Waukee, was tubing behind a boat being operated by Timothy Heitland of Buffalo Center, when Linderman fell → Read More

Cedar Valley Memories 24th annual Steam Power Show

The Cedar Valley Memories Smolik Exhibit, displaying rare antique steam tractors and farm implements, will come alive during the 24th annual Cedar Valley Memories Power Show Aug. 10-11, located at → Read More

BST Kids take stage in Twinderella

The second production of BST Kids (BrickStreet Theatre) summer camps will soon hit the stage. → Read More

Fair time fun kicks off July 31 in Mitchell County

The 2019 Mitchell County Fair will run July 31-Aug. 4 with food, fun and entertainment all planned by the Mitchell County Fair Board. → Read More

Hancock County District Fair returns July 23-29

This year’s fair, which runs from July 23-29 in Britt, will feature some of fair-goers’ “old favorites” and some new arrivals. → Read More

2019 Winnebago County Fair July 18-July 21

The 2019 Winnebago County Fair is a four-day event featuring various livestock shows, open-class shows and lots of food and entertainment. → Read More

Winnebago Industries announces leadership updates

Winnebago Industries announced Friday several important updates related to key leadership positions within the organization. In addition, the Company announced the creation of a new Advanced Technology Group to enable → Read More

FCHS Third Trimester Honor Roll

The third trimester honor roll at Forest City High School was recently announced. → Read More

Leichsenring hired as new Osage Middle School Principal

This fall, when students return to Osage Middle School, they will find a new principal but not necessarily a new face. → Read More

Osage resident dies in accident

OSAGE | The Mitchell County Sheriff's Department has reported the death of an Osage resident, resulting from an accident. → Read More

Mitchell County Legislative Forums for 2019

ST. ANSGAR | The first of two Mitchell County legislative forums for 2019 will be held at 8:30 on Friday, Feb. 1 at St. Ansgar City Hall at 111 S. → Read More

OSHA investigating construction worker's death at St. Ansgar wind farm

ST. ANSGAR | OSHA is investigating the death of a construction worker at a wind farm under construction in Mitchell County. → Read More

North Iowa students develop app for reporting school threats

OSAGE | Students from three North Iowa school districts have collaborated with a local sheriff's department to develop an app to report school-related threats in their county. → Read More