Jim Cross
Globe Gazette
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Past articles by Jim:
Dave Ramsey: How do I help my mom help herself?
What’s the best way to talk to a parent, and tell them their career or financial choices aren’t working out? My mom and dad divorced a few years ago, and now my mom is having money problems. She bought some rental properties after the divorce with the idea becoming a landlord and generating income that way. Since then, she has lost the properties to foreclosure and isn’t making a lot of money in… → Read More
Dave Ramsey: Keep your emergency fund readily available
My husband lost his job last week. The good news is we’re completely debt-free, and we have a six-month emergency fund saved up. I work part-time, since we have young children, and I’ve been bringing home about $800 a month. Should we cut our budget down to bare bones now, or do you think we could continue living as usual for the time being since we have so much money saved? I’m sorry to hear… → Read More
Ramsey: Don't dip into retirement for rental property investment
I’ve heard lots of different theories and recommendations when it comes to paying off debt. Why do you advise paying off debts from smallest to largest? A lot of people wonder the same thing when I bring up the debt snowball. Some think paying off the debt with highest interest rate first is the best approach. This may seem to make sense mathematically, but I realized a long time ago debt is not… → Read More
Dave Ramsey: Understand your investments completely
I know you talk about having an emergency fund of three to six months of expenses set aside. My husband and I are having a difficult time agreeing on exactly how much we should set aside for emergencies. How do you determine the exact amount? The exact you amount you have in your emergency fund — whether it’s three, four, five, or six months of expenses — is really more about peace of mind than… → Read More
Dave Ramsey: Make wayward son prove his financial smarts
Our son is 27, and he has a good job making $55,000 a year. Recently, we learned he financed an expensive car he’s now upside down on. In addition, he has accumulated over $15,000 in credit card debt. He lives in a small town, and only pays $650 a month in rent, but he is asking for money. We taught him about living on a budget and staying out of debt when he was younger, and now it seems he… → Read More
Car collides with train in Mason City
At 1:48 a.m. Monday morning, Mason City Police responded to a call of a vehicle having collided with a train in the 500 block of 6th St. SW in Mason → Read More
Ramsey: Even young people need a will
Why do I need a will if I’m still young and haven’t acquired a lot of wealth? In a case like yours, you don’t need a complicated will. But you do need an inexpensive, basic will. The larger and more complicated your estate is, the more you’d spend on estate planning and a will in order to ensure everything is properly addressed—and to keep the government’s hands off everything. Let’s say you’re… → Read More
Iowa DNR, State Medical Examiner's Office investigating Waukee man’s death at Clear Lake
On August 3, 2019, at approximately 2:30 pm, Daniel Ryan Linderman, 28, of Waukee, was tubing behind a boat being operated by Timothy Heitland of Buffalo Center, when Linderman fell → Read More
Cedar Valley Memories 24th annual Steam Power Show
The Cedar Valley Memories Smolik Exhibit, displaying rare antique steam tractors and farm implements, will come alive during the 24th annual Cedar Valley Memories Power Show Aug. 10-11, located at → Read More
BST Kids take stage in Twinderella
The second production of BST Kids (BrickStreet Theatre) summer camps will soon hit the stage. → Read More
Fair time fun kicks off July 31 in Mitchell County
The 2019 Mitchell County Fair will run July 31-Aug. 4 with food, fun and entertainment all planned by the Mitchell County Fair Board. → Read More
Hancock County District Fair returns July 23-29
This year’s fair, which runs from July 23-29 in Britt, will feature some of fair-goers’ “old favorites” and some new arrivals. → Read More
2019 Winnebago County Fair July 18-July 21
The 2019 Winnebago County Fair is a four-day event featuring various livestock shows, open-class shows and lots of food and entertainment. → Read More
Winnebago Industries announces leadership updates
Winnebago Industries announced Friday several important updates related to key leadership positions within the organization. In addition, the Company announced the creation of a new Advanced Technology Group to enable → Read More
FCHS Third Trimester Honor Roll
The third trimester honor roll at Forest City High School was recently announced. → Read More
Leichsenring hired as new Osage Middle School Principal
This fall, when students return to Osage Middle School, they will find a new principal but not necessarily a new face. → Read More
Osage resident dies in accident
OSAGE | The Mitchell County Sheriff's Department has reported the death of an Osage resident, resulting from an accident. → Read More
Mitchell County Legislative Forums for 2019
ST. ANSGAR | The first of two Mitchell County legislative forums for 2019 will be held at 8:30 on Friday, Feb. 1 at St. Ansgar City Hall at 111 S. → Read More
OSHA investigating construction worker's death at St. Ansgar wind farm
ST. ANSGAR | OSHA is investigating the death of a construction worker at a wind farm under construction in Mitchell County. → Read More
North Iowa students develop app for reporting school threats
OSAGE | Students from three North Iowa school districts have collaborated with a local sheriff's department to develop an app to report school-related threats in their county. → Read More