Melissa Lambarena, Moneyish

Melissa Lambarena

Moneyish

Los Angeles, CA, United States

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Recent:
  • Unknown
Past:
  • Moneyish
  • Daily Herald
  • PottstownMercury
  • WFMZ-TV 69News
  • Arizona Daily Sun
  • limanews
  • KLFY NEWS 10
  • CBS 17
  • FOX59 News
  • Delco Times
  • and more…

Past articles by Melissa:

These new credit cards promise no credit checks, fees, deposits or even interest rates. What’s the catch?

Debt-proof starter cards remove traditional barriers to building credit, while also instituting guardrails to keep you on track. But there are compromises. → Read More

It’s ‘pay’ time for buy now, pay later purchases—here are 5 ways to handle the debt

Post-holiday, juggling multiple 'buy now, pay later' plans may prove difficult if you’ve bitten off more than you can chew or experienced a financial setback. → Read More

Millennial Money: How credit cards can beat buy now, pay later

At first glance, a "buy now, pay later" plan's promise of no interest or upfront fees can seem more appealing than a credit card's terms. Unlike credit cards, though, these plans lack certain consumer protections and are sometimes unpredictable. → Read More

MILLENNIAL MONEY: How credit can beat buy now, pay later [Column]

With rising costs of goods and services, turning to “buy now, pay later” plans when you check out can be tempting. → Read More

7 lesser-known credit card moves to stretch your budget

When you aren’t focused on debt and are looking to make the most of your cards, consider these seven tips to free up money for other goals. → Read More

Will the economy get worse? Consider raising your credit limit before it does.

Even as an uncertain option, a credit limit is still a bridge worth preserving to supplement or back up an emergency fund, especially before a potential... → Read More

MILLENNIAL MONEY: Why you should increase credit limits now [Column]

Even as an uncertain option, a credit limit is still a bridge worth preserving to supplement or back up an emergency fund, especially before a potential recession. → Read More

5 credit card mistakes to avoid during tough times

Having a plan may help you avoid debt or keep it manageable when money is tight. → Read More

Millennial Money: 5 credit card mistakes to avoid right now

When times are tough, credit card debt may be inevitable if you’re learning to manage credit or are forced to make risky financial decisions due to h → Read More

How much do you know about credit cards? Try this quiz—it may help save you money.

If you don't know what actions you can take with credit cards, you could be losing money. Test your knowledge here. → Read More

Curb inflation with 5 credit card perks

Credit cards can feature valuable perks for new applicants, whether your goal is to pay off debt or save on costs. Even if you already have a card, you may be sitting on targeted offers, rewards or benefits that could make a difference. → Read More

Millennial Money: Curb inflation with 5 credit card perks

As prices on goods and services continue to rise because of inflation, scaling back expenses isn’t the only way to free up cash to cover essentials. → Read More

Stuck in a cycle of credit card debt? Try these tactics to break free.

What you need is a personalized stay-out-of-debt plan. Try these steps to ditch your debt. → Read More

MILLENNIAL MONEY: 8 tactics to break credit card debt cycles

Upon paying off between $12,000 and $15,000 in credit card debt in 2019, Yamiesha Bell, a special education teacher in New York, didn’t break up with her credit cards. → Read More

5 challenges to help you save more money

If saving for tomorrow seems out of reach, the right money challenge can generate excitement, push competitive buttons and potentially increase savings. → Read More

3 ways to get money back when COVID ruins your vacation

One exposure at home or abroad can lead to a canceled trip or an extended quarantine stay for you and your travel companions. → Read More

Save for holidays now, skip regret later

Factoring holiday expenses into your budget all year long is effective for avoiding debt, but it’s not always feasible with a limited budget or unforeseen expenses. → Read More

MILLENNIAL MONEY: Save for holidays now, skip regret later

Factoring holiday expenses into your budget all year long is effective for avoiding debt, but it’s not always feasible with a limited budget or unforeseen expenses. → Read More

MILLENNIAL MONEY: Don't overlook credit union credit cards

When you're frequently bombarded with ads for credit cards at big banks, it's easy to overlook credit cards at a local credit union. These not-for-profit organizations typically require membership based → Read More

MILLENNIAL MONEY: How points and miles credit cards can ease return to travel

As the COVID-19 vaccination era makes it safer to travel, many people who stayed home during pandemic shutdowns are vacationing again. Airport checkpoint numbers have increased about 20% from January → Read More